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Certificial fact sheet
A dated fact sheet, not a ranking and not a hands-on test. Claims below are the vendor’s public words unless a sentence says otherwise.
Public page read November 6, 2026 · Published by COI Tracker, an editorial resource
What we read
On November 6, 2026 we read the Certificial homepage. Sentences about the product are limited to that page unless noted. Advertising observed earlier is labeled as advertising. Packaging can change after this date.
What the public page claims
The homepage describes a “Smart COI” platform for three parties: companies that request certificates, agencies and brokers that issue them, and insureds. It says requestors can track and monitor suppliers’ certificates, and that agencies can issue certificates and reissue them when policies update. It says the certificates update when coverage changes, including limits and endorsements, and that requestors get alerts when coverage changes. It contrasts that with a static PDF that is current only on the day it was generated.
It also says requestors can validate that data on the certificate is accurate and timely, and that compliance review can be automated. Those are the vendor’s claims. We did not issue a certificate or watch an update happen.
The homepage displays a customer-count claim and a star-style review score. This fact sheet does not repeat either figure. A December 2025 ad described the same update-on-change idea. The November 6 homepage is the source for the current public wording.
Typical buyer fit
The page is aimed at certificate requestors, agencies, and insureds. It does not assign the product to a single industry. Construction, commercial real estate, and general vendor compliance are all possible buyers, and which of those the current product emphasizes is unknown from this homepage.
Evaluation criteria
These are the criteria on the shortlist guide. A row is filled only when the page we read speaks to it. Everything else stays unknown.
| Criterion | What this fact sheet can say |
|---|---|
| Requirement model | The page claims automated compliance review and that requestors can know when a supplier is or is not compliant. How a requirement set is stored, and whether it differs by project or site, is unknown. |
| Intake | The page says agencies issue certificates into the network and can integrate an agency management system. Which systems, and whether a requestor can also accept an emailed PDF, are unknown. |
| Verification | The page claims validation of certificate data and automated compliance review, and says updates can include endorsements when coverage changes. Whether that is a read of the endorsement form or a data feed from the agency is unknown. We did not test a document. |
| Exceptions | Unknown from the page we read. |
| Renewals | The page claims certificates update when policies update, and that requestors are alerted when coverage changes. A lead time you can set is unknown. |
| Parties and scale | Three parties are described: requestors, agencies, and insureds. The homepage also displays a customer-count claim, which this sheet does not repeat. |
| Evidence retention | Unknown from the page we read. |
| Reporting | The page refers to a dashboard of live data. What it exports, and who can see it, is unknown. |
| Neighboring systems | The page claims agency-management-system integration for automated issuance. The named systems are unknown from the homepage we read. |
| Service model | The page describes a platform the three parties use. It does not, on this homepage, describe a team that chases certificates for you. Whether a managed-service tier exists is unknown. |
| Security and access | Unknown from the page we read. |
| Price transparency | No price is shown on the homepage we read. Unknown. |
Pricing transparency
Unknown. The homepage we read does not publish a price or a pricing unit. A trial is not described there either. Ask for a quote and map it with the pricing guide.
Related on this site
- How to shortlist COI tracking software, including the criteria used in the table above
- Pricing questions, for how to compare a quote
- All software fact sheets
- Corrections: info@coitracker.com. See how corrections work.