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myCOI fact sheet

A dated fact sheet, not a ranking and not a hands-on test. Claims below are the vendor’s public words unless a sentence says otherwise.

Public page read November 6, 2026 · Published by COI Tracker, an editorial resource

What we read

On November 6, 2026 we read mycoitracking.com. Sentences about the product are limited to that page unless noted. Advertising observed earlier is labeled as advertising. Packaging can change after this date.

What the public page claims

On November 6, 2026 the page title was “COI tracking software | illumend, from myCOI.” The page says illumend is the insurance-compliance platform from myCOI, and that someone who knew myCOI or arrived from mycoitracking.com is in the right place. That is the company’s statement that the names belong together. The legal name on a contract can still differ. Confirm it before you sign.

The page describes an assistant called Lumie. It says Lumie sends partners their requirements, guides them, reads certificates and endorsements, decides whether the language meets the requirements, and runs renewals. It specifically names additional insured wording, waivers of subrogation, primary and noncontributory wording, and per-project aggregates as items that get checked. It says a person steps in on items the assistant does not resolve, and that more human oversight can be added. Those are product claims. We did not upload a certificate.

The page states speed and document-volume figures. This fact sheet does not repeat them. Earlier ads in 2026 described COI tracking with the same assistant name. This page is the source for the brand relationship and the current claim list.

Typical buyer fit

The page says the product is for teams that track third-party insurance, and it names construction, commercial real estate, retail, utilities, government, manufacturing, and transportation. Construction and commercial real estate are both publicly listed. It does not say one of them is the only fit.

Evaluation criteria

These are the criteria on the shortlist guide. A row is filled only when the page we read speaks to it. Everything else stays unknown.

CriterionWhat this fact sheet can say
Requirement modelThe page says checks run against the customer’s contract or lease requirements. How those requirements are split across properties or projects is unknown.
IntakeThe page says the assistant contacts partners with the requirements. Whether the partner must create an account is unknown.
VerificationThe page claims a line-by-line read of certificates and endorsements and a compliance decision, with a person on the items it does not resolve. We did not test a file, so the error rate is unknown.
ExceptionsThe page says only unresolved items are raised for a person, and that a team can add more human oversight. What counts as unresolved is unknown.
RenewalsThe page says renewals run without a manual chase. How far ahead a renewal starts, and what closes it, is unknown.
Parties and scalePartners, contractors, tenants, suppliers, and the customer’s team are mentioned. Volume figures on the page are not repeated here.
Evidence retentionThe page describes one view of certificates, endorsements, partners, and contracts. Whether the certificate you accepted last quarter is kept after a renewal replaces it is unknown.
ReportingA live compliance view is claimed. Export and permissions are unknown.
Neighboring systemsThe page invites readers to explore integrations. The homepage text we read does not name a specific neighboring system. Unknown.
Service modelThe page describes software that decides routine items and optional human oversight. It contrasts that with a traditional managed service. Whether a fully managed tier is still sold is unknown from this page.
Security and accessUnknown from the page we read.
Price transparencyNo price is shown on the page we read. Unknown.

Pricing transparency

Unknown. The page we read does not publish a price, a unit, or a trial length. Performance claims on the page are not a rate card.